银行业务的常用句子

　　开账户常用的句子：

　　What can I do for you? 我能为您效劳吗?

　　I‘d like to open an account. 我想开个帐户。

　　I want to open an account. 我想开个帐户。

　　May I open a current account with your bank? 我可以在你们银行开活期存款账户吗?

　　Can I open a savings account at any time?　我可以随时开立储蓄帐户吗?

　　Can you tell me how to go about it? 你能告诉我如何办理吗?

　　Sure. Please show me your passport. 当然可以。请出示您的护照。

　　What kind of account would you like to open? 你想开那种账户?

　　What kind of account did you prefer?　你想开哪种帐户?

　　What kind of account do you have in your mind? 你想开哪种账户?

　　What term would you like? 你要开什么期限的账户?

　　In which way would you like to deposit your money?　你想存何种户头？

　　I’m not sure. What kind of account do you have? 我也不确定，你们有什么类型的帐户?

　　We have checking account and savings account. 我们有活期存款账户和储蓄账户。

　　A deposit or current account? 定期还是活期?

　　Current or deposit? 活期账户还是定期账户?

　　I want to get the money at any time. 我想随时取钱。

　　I see. You need a checking account. 我明白了。你需要活期存款账户。

　　Do you like to open a current account? 你想开一个活期存款账户吗?

　　Would you like to open a current account?　你想开一个活期存款帐户吗？

　　Current account. 活期帐户。

　　A checking account. 活期存款。

　　I want to open a checking account. 我想开个活期存取款账户。

　　I‘d like to open a savings account. 我想开个定期存款账户。

　　I want to open a time deposit account. 我想要开个定期存款账户。

　　What kind of savings accounts do you have? 你们有什么种类的定期存款账户?

　　Would you tell me something about time deposit account? 请告诉我关于定期存款的情况好吗?

　　Sure. You’ll have to put the money in the bank for a fixed time. 当然可以。你得把钱存在银行固定的一段时间。

　　For how long? 存多长时间?

　　It depends. 看情况。

　　We have three-month, six-month and twelve-month maturities. 我们有三个月期、六个月期和十二个月期。

　　How long do you want to keep your money in the account? 您准备存多长时间?

　　One year. What‘s the interest rate? 一年。利率是多少?

　　At present, it’s 1.07 percent. 目前，利率是百分之一点零七。

　　It varies from time to time. 利率时常变化。

　　Where can I get the information? 我在哪儿能得到这些信息?

　　It‘s on the bulletin board on the left. 在左边的电子布告牌上。

　　I want a six-month maturity. 我想要办一个六个月期的。

　　Can I take out the money before the maturity date? 我可以在存款到期前取款吗?

　　You can, but you will not get the high interest rate. 可以，但你就得不到高利率了。

　　Is there any service charge? 收服务费吗？

　　Do I have to pay for it? 我需要付费吗？

　　No. Opening an account is free. 不用。开户是免费的。

　　No. It is free of charge. 不收。是免费的。

　　There’s a service charge for the checking account while you pay no money for the saving account.　支票户头要收服务费，现金户头免费。

　　But you‘ll have to deposit some money as your initial deposit. 但是你必须得存钱作为第一笔存款。

　　What’s the minimum amount I should deposit in an account? 我需要存入帐户的最小金额是多少?

　　What is the minimun deposit for a savings account?　储蓄存款的最低存款额是多少?

　　You can deposit an initial amount of one yuan. 开户金额是一元。

　　Even one yuan is ok.　甚至一元也可以起存。

　　Please fill in these form. Can I have your ID card to make a copy? 请你填写这些表格。能把你的身份证给我复印一下吗?

　　Write down your name, address and the amount of deposit. 写上您的姓名、地址和存款金额。

　　Did you finish the forms? May I have them back? 你填好表了吗? 可以给我吗?

　　Yes. Here you are. 是的，给你。

　　I‘ll open it for you right now. 我马上给您办理。

　　You may input a secret code to ensure the safety of your money. 您可以输入一个密码保证您的存款的安全。

　　How many digits? 几位数字?

　　Six digits. 六位数字。

　　I’d like to open a checking account for my firm. 我想为我的公司开一个支票账户。

　　Very well, sir. You need a current account, right? 很好，先生。你需要开立一个往来账户，对吗?

　　No, I said I‘d like to open a checking account. 不，我是想开一个支票账户。

　　You’re right, sir. But we usually use the term current account when we talk about checking account kept by a business firm. It is often called a demand account as well. So they mean the same thing. 先生，你说的对。不过，当我们谈到企业持有的支票账户时，我们通常用往来账户这个术语。而且，它常常被称为活期账户。所以，他们实际上指的是同一件事。

　　I see. But how come it is often called a demand account? 我明白了。但它为什么常常被称为活期账户?

　　That‘s because the balance in the account can be withdrawn on demand at any time. You need only write a demand or a check to make a withdrawal from the account. 这是因为账户上的余额可以在需要时随时提取。你只需填写一张用款需求单或一张支票就可以提款。

　　Aren’t all account like that? 并非所有的账户都是这样的吧?

　　No, sir. Most bank may require a notice usually at least seven days before the withdrawal on savings or other interest bearing accounts. 不是的，先生。大部分银行都可能要求储蓄账和其他附息的账户至少在提款七天前通知银行。

　　Really? But I‘ve never been asked for such a notice. 真的吗? 可我从来也没有被要求提款前事先通知银行。

　　Well, in actual practice, most banks rarely invoke that regulation. The bank, however, has the option of enforcing the regulation if it considers it necessary. 嗯，在实际工作中，大部分银行很少实行那条规定。然而，如果银行认为必要的话，有权照章办理。

　　Oh, I’ve never noticed this before. Thank you very much for your information. 哦，我可从来没注意到这点。十分感谢你介绍的情况。

　　It‘s my pleasure. 很高兴能为你服务。

　　Now, could you tell me how to open a current account? 现在你能不能告诉我怎么开立往来账户?

　　Of course. All you need to do is to fill out this signature card and pay your first deposit. 当然可以，你要做的是填写这张签名卡并存入第一笔存款。

　　How much is it, please? 多少?

　　$5,000 or over, sir. 5000美元以上，先生。

　　All right, here is $5,000, and here is the filled out signature card. 好的，这是5000美元，这是填好的签名卡。

　　By the way,would you like to have the name and address of your firm printed on the checks? 顺便问问，你喜欢把你公司的名字和地址印在支票上吗?

　　Yes, that’s be great. Can that be done? 是的，那太好了。可以印上去吗?

　　Yes. Just put a “√” here, please. 可以，请在这打个√。

　　OK. 好的。

　　May I have your ID please, sir?. 先生，我可以看看你的身份证吗?

　　Sure, here it is. 当然可以，在这。

　　Now please sign the card. 现在请签名。

　　All right, sir. Here is the receipt, your ID and a check-book. 好了，先生。这是你的收据、身份证和支票本。

　　Please sign your name before cashing the check.　在兑支票之前，请签名。

　　The check can overdraft 400 yuan.　这张支票的透支额是400元。

　　Please endorse the cheque.　请在支票背面签字。

　　Please write your account number on the back of the check. 请在支票背面写上你的帐号。

　　You must pay 1.5% of the total amount in using your card.　在用卡时你得付总额的1.5％

　　Each cheque you write will cost 3 dollars.　你每开一张支票将花３美元。

　　Here‘s the cheque book.When you send a cheque by post,just cross it.　这是一本支票簿，你邮寄支票时，要在支票上打叉线。

　　Thank you very much. 十分感谢。

　　You are welcome. 不必客气。

　　办银行卡常用的句子：

　　What kind of card? Credit card or debit card? 你想办什么卡呢? 信用卡还是借贷卡?

　　Credit card. 信用卡。

　　Do you want it now? 你现在要办吗?

　　All you need is to show me your ID card and fill in some forms. 你只需要给我你的身份证，再填几份表格就可以了。

　　How long can I get the credit card? 我需要多久能拿到信用卡?

　　You will get the credit card in 10 working days. 我们会在10个工作日之后把卡寄给你。

　　I see. 我明白了。

　　存取钱常用的句子：

　　Good morning, Sir. How can I help you? 早上好，先生。有什么能帮你的?

　　Excuse me, I want to deposit some money in my account, but I don’t know how to do it. 你好，我想往帐户里存点儿钱.可不知道怎么存。

　　OK, let me help you. 好的.我来帮你.

　　How much do you want to deposit with us? 你想在我们这儿存多少?

　　How much do you wish to pay into your account? 你希望在你的户头上存多少?

　　Hpw much cash do you plan to deposit in your account? 你有多少钱要存入呢?

　　I need to deposit five thousand yen (in my savings account) 我要存5000日元（在我的账户上）

　　I need to put ￥5000 into the bank 我要往银行存5000日元

　　I want to deposit 3,000 yuan in your bank. 我想在贵行存3000元。

　　There are the five hundred that I‘d like to deposit. 我想存500元钱。

　　Yes. Do you have a savings account in our bank? 好的，您在我们银行有储蓄账户吗?

　　No, I don’t. It‘s my first time to deposit money here. 没有，这是我第一次来这儿存钱。

　　Our minimum deposit for a savings account is 100 dollars. 我们储蓄存款的最低存款额是100美元。

　　How long do you want to keep it in our bank? 你想存多久?

　　Two years, please. 两年。

　　You have to fill in this form with your name, address, ID card number, deposit term and the amount you want to deposit. 那请您在这张表上填上姓名、地址、身份证号码、存期和所存金额。

　　OK. What should I do if want to withdraw my money before the maturity date for an urgent use? 好的，如果在存款到期之前，我急需用钱怎么办?

　　Don’t worry. You can withdraw your money at any time. But you won‘t receive the time deposit return of interest. What we can offer is a current one. 别担心，您可以随时将钱取出，不过您就不能获得定期存款利息，银行只能给您付活期存款利息。

　　I see. By the way, what If I forget to cash my money when the maturity comes? 我明白了。顺便问一下，如果存款到期了，我忘记兑现会怎样呢?

　　In that case, we’ll just regarg your account as a regular savings account from then on. 如果那样的话，从到期时起，银行将把您的定期存款转为活期存款。

　　What‘s the interest rate for the savings account? 储蓄存款的利率是多少?

　　Interest is calculated at the rate of 0.8% per annum at present.　目前每年的利率是按０.８％计算的。

　　The detailed information is on the board. Please go and look there. 详细情况在那块利率牌上，请去那儿看吧。

　　You can earn a little interest on your money.　你能从存款中获得一点利息。

　　The account carries a low interest.　该户头利息很低。

　　Please hand me your money. 请把钱给我。

　　All right, here you are, not a big sum. 好的，给，没多少钱。

　　I will deposit the sum in your account, please wait for a moment. 我会把钱存进您的帐户，请稍等。

　　Okay, is there anything else I should do? 好，还有什么其它手续吗?

　　No, just wait please. All right, the sum has been put into your account. Take this receipt which has all of the transaction information on it. 没了，您稍等就行。好了，钱已经存进去了。这是存款凭证，上面有这笔存款的相关信息。

　　Thanks a lot. I really appreciate you. 谢谢。非常感激!

　　I’d like to draw some money from my account. 我想从我的账户里取些钱。

　　How much do you want? 你想取多少?

　　How much do you want to draw? 你想取多少?

　　Would you tell me my balance first? 你能先帮查下我的余额吗?

　　Your balance is 1500 dollars.你的余额有1500美元。

　　What‘s the minimum balance for the account? 这账户的最低余额是多少?

　　There is no minimum balance required. 没有最低余额要求。

　　I want to withdraw 200 dollars. 我想取200美元。

　　500 dollars. 500美元。

　　Can you fill out this form, please? 请你先填一下这张表?

　　You need to write down your name, your account number, how much money you want. 写下你的名字，账号和你需要取的钱。

　　Ok,please pass your card to me. 请给我您的卡。

　　Sure. Hold on for a moment. Here you are. 好的，稍等，给你。

　　Input your password here. 请输入您的密码。

　　Please enter your PIN. 请输入你的密码。

　　Please enter your password over that machine. 请你输入密码。

　　I’m sorry, Sir. But your password is wrong. 对不起，先生。你的密码是错的。

　　really? Can I try it again? How about this time? 真的? 我能再试一遍吗? 这次怎么样?

　　It‘s correct now. 现在对了。

　　Here’s your receipt. 这是你的收据.

　　Please sign at the bottom of it. 请在下面签字。

　　Here are five thousand yuan,please keep them well. 这是5千块，请您保管好。

　　Please press the button to give a score for my service. 请按按钮给为我的服务做出评价。

　　Do you have any 24-hour service? 你们这里有24小时自动服务吗?

　　Is there any ATM outside? 这外面有自动取款机吗?

　　Please use the cash disponser. 请使用自动提款机。

　　How to use it , bank teller? 这个怎么使用?

　　Please plug the card of Bank, then operate it by steps. 请插入银行卡，然后按步骤操作。

　　What can I do if the card doesn‘t come out after I plug it? 插入卡片之后如果不吐怎么办?

　　It doesn’t happen generally. 一般不会发生这种情况。

　　What can I do if only 100 yuan comes out after I withdraw 500 yuan? 如果我取500元它只吐出100元怎么办?

　　Sir, please take it easy. 先生，请您放心操作。

　　If I withdraw 500 yuan, it comes out 5000 yuan, haha, how nice! 如果我取500元，它吐出5000元，哈哈，多棒啊！

　　Sir, please don‘t indulge yourself with idle daydreams. Take your time. 先生，请您不要做白日梦，抓紧时间吧。

　　How much money can I withdraw each time? 我每次最多能取多少钱?

　　兑换钱常用的句子：

　　I’d like to cash this check. 我想把这张支票兑现。

　　I‘d like to cash this check for 100 dollars, please. 请你帮我兑现这张100元的支票。

　　How would you like this check cashed? 你要怎样兑换这张支票?

　　Ten tens will be fine. 10张10元的钞票就行了。

　　Could you give me change? 能帮我换一下零钱吗?

　　Could I have change? 能帮我换一下零钱吗?

　　Can you change this? 能帮我换一下零钱吗?

　　Do you have change for one hundred yen? 能帮我换开100日元吗?

　　Can you break a one-hundred-yen bill? 能帮我破开100日元吗?

　　I’d loke to change a hundred-yen note 我想破开100日元

　　Here‘s one hundred yen. Could I have change? 这是100日元，能帮我破开吗?

　　Can you change this fifty to five ten for me? 你能帮我把这张50元的钞票换成5张10元的吗?

　　外汇业务常用的句子：

　　Do you handle foreign exchange here? 你们这里办理外汇业务吗?

　　I’d like to open a Singapore dollar account. 我想开立一个新加坡元的账户。

　　I‘m sorry. We do not handle that kind of business. 对不起，我们不办理这种业务。

　　What foreign currency accounts are handled here? 你们都办理些什么外汇存款业务?

　　Would you tell me something abut foreign currency accounts? 请您告诉么有关外汇账户的信息好吗?

　　What foreign currency accounts are handled here? 你们都办理些什么外汇存款业务?

　　Our bank opens accounts for seven types of foreign currencies. 我们银行办理七种外币的存款。

　　What are they? 什么外币?

　　USD, GBP, EUR, JPY, HKD, CAD and CHF. 美元、英镑、欧元、日元、港币和瑞士法郎。

　　Which one would you like? 您想要哪种?

　　I prefer USD. 美元。

　　Then you money has to be converted into US dollars. 那么，您的钱就得兑换成美元。

　　I’d like to change some foreign currency. 我想换些外汇。

　　Could you exchange some money for me? 你能帮我兑换一些钱吗?

　　I need some RMB. 我需要一些人民币。

　　Certainly. What kind of foreign currency have you got? 当然可以，您有哪种外币?

　　I have US dollars. 我有美元。

　　How much do you want to change? 您打算兑换多少?

　　Two thousand dollars. What‘s the exchange rate today? 2000美元，今天兑换牌价是多少?

　　According to the present rate, 100 US dollars is equal to 683 yuan. 根据现在的牌价，每100美元折合人民币683元。

　　Here are the US dollars. 这是美元。

　　Would you please show me your passport? 请您出示一下你的护照好吗?

　　All right. Here it is. 好的，给你护照。

　　Will you please sign your name on this memo? 请在兑换证书上签名好吗?

　　All right. Will you please give me some one or five yuan notes? I will need some small change. 好的，请给我一些1元或5元票，我需要一些小票子。

　　Here’s your money. Would you count it, and keep this exchange memo, please. 这是您的钱，清点一下，并请把兑换证书收好。

　　Thank you. 谢谢你。

　　Can I cash a traveler‘s check? 我能兑换旅行支票吗?

　　Certainly. Do you have any identification? 当然可以。你有什么证明文件吗?

　　Yes, I have my passport. Here it is. 是的，我有护照，给你。

　　Fine. How much would you like to exchange, Miss? 好的，您要兑换多少呢，小姐?

　　What’s the current exchange rate? 当前的汇率是多少?

　　A dollar is valued at 6.83 yuan. 1美元兑换6.83元人民币。

　　Fifty dollars, please. 请换50美元。

　　办理借贷常用的句子：

　　I wonder if I could borrow some money from your bank. 我想知道是否可以向你们银行借些钱。

　　I‘ve come to explore the possibility of taking out a loan. 我来这里看看能否借些款。

　　I’d like to apply for a housing loan. 我想申请房屋贷款。

　　I‘d like to talk to the credit manager about taking out a loan. 我想找信贷部的经理谈一下关于贷款的事。

　　其他：

　　Which window should I go to pay for my bills? 哪个窗口可以付账单?

　　I lost my card. Can I apply a new one? 我的卡丢了，我能重新申请一张吗?

　　I forget my password. How can I reset one? 我忘记密码了。我该怎样重新设置一个密码呢?